Privacy Policy

Privacy Policy for Dividend Pulse

Effective Date: May 24, 2026

Dividend Pulse is designed to be a simple, manual-first dividend and wealth tracking app. This Privacy Policy explains how Dividend Pulse handles your information.

By using Dividend Pulse, you agree to this Privacy Policy.

Overview

Dividend Pulse is built to help you manually track your holdings, estimated dividend income, portfolio value, and dividend goals.

Dividend Pulse does not require brokerage login, account authentication, Plaid, Robinhood, Webull, SnapTrade, or similar account-linking services.

The app is designed to keep your manually entered portfolio information on your device unless a specific feature requires limited network access, such as refreshing stock prices.

Information You Enter in the App

You may manually enter information such as:

• Stock or ETF symbols

• Company names

• Account names

• Number of shares

• Average cost

• Latest price

• Annual dividend per share

• Monthly dividend goal

• Related portfolio and dividend tracking details

This information is used to calculate estimates such as portfolio value, estimated monthly dividend income, estimated annual dividend income, goal progress, cost basis, and unrealized gain or loss.

Local Data Storage

Dividend Pulse stores your app data locally on your device using on-device storage.

This may include your manually entered holdings, account names, dividend values, price values, goals, and app settings.

Dividend Pulse does not operate a user account system and does not require you to create an account to use the app.

Market Price Refresh

Dividend Pulse may allow you to refresh stock or ETF prices.

When you refresh prices, the app sends the ticker symbol, such as AAPL, VOO, or SCHD, to a secure market data proxy operated for Dividend Pulse.

The proxy may then request market quote information from third-party market data providers. The app receives price-related information such as latest price, previous close, daily change, provider source, and whether the response was cached.

Dividend Pulse does not send your number of shares, account names, average cost, dividend values, portfolio value, or personal financial totals to the market data proxy for price refresh.

Third-Party Market Data Providers

Dividend Pulse may use third-party market data providers through a secure proxy to retrieve stock or ETF price information.

These providers may receive the ticker symbol requested by the proxy, but they do not receive your personal portfolio details from Dividend Pulse.

Market data may be delayed, unavailable, incomplete, or inaccurate. Dividend Pulse uses this data only to help estimate portfolio values.

No Brokerage Sync

Dividend Pulse does not currently connect to brokerage accounts.

Dividend Pulse does not collect or store brokerage usernames, brokerage passwords, account credentials, account numbers, Social Security numbers, or tax identification numbers.

Dividend Pulse does not place trades, move money, or provide brokerage services.

No Advertising or Tracking

Dividend Pulse does not use third-party advertising SDKs.

Dividend Pulse does not sell your personal data.

Dividend Pulse does not track you across apps or websites for advertising purposes.

No Financial Advice

Dividend Pulse is for tracking and educational purposes only.

The app does not provide financial advice, investment recommendations, tax advice, buy or sell signals, or portfolio optimization recommendations.

All values shown in the app are estimates and may be delayed or inaccurate.

Data Sharing

Dividend Pulse does not sell your data.

Dividend Pulse does not share your manually entered portfolio data with advertisers or data brokers.

Limited ticker symbol requests may be sent to the Dividend Pulse market data proxy when you use price refresh features.

iCloud Sync

Dividend Pulse does not currently require iCloud sync.

If iCloud sync is added in a future version, this Privacy Policy will be updated to explain what data may be synced through Apple’s iCloud services.

Analytics and Crash Reporting

Dividend Pulse does not currently use third-party analytics or crash reporting tools.

If analytics or crash reporting tools are added in a future version, this Privacy Policy will be updated to describe what data may be collected and how it is used.

Children’s Privacy

Dividend Pulse is not designed for children and is not intended to knowingly collect personal information from children.

Your Choices

You control the information you manually enter into Dividend Pulse.

You can edit or delete your holdings and app data within the app where supported.

You may also delete the app from your device to remove locally stored app data, subject to normal iOS behavior and any device backups you may have enabled.

Changes to This Privacy Policy

This Privacy Policy may be updated from time to time.

If changes are made, the updated Privacy Policy will be posted on this page with a new effective date.

Contact

If you have questions about this Privacy Policy or Dividend Pulse, you can contact:

Dividend Pulse Development Team: RonnyAppsStudio@outlook.com